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Banking in Austria

Austria

Banking in Austria

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Banking in Austria

Austria has a very well-developed banking system. Many major foreign banks operate in Austria, and indeed larger Austrian banks have branches, subsidiaries, and joint venture businesses in many areas of Europe.

Opening a bank account in Austria is very simple. The following are required:

Ask to open a bank account (ein konto erffnen). When everything is finalised, you will be given a welcome pack which offers details about the bank's services, and your account details. You will also be allocated a personal banker for the future. Your bank card will be sent to you in the post within a few days.

Most banks in Austria provide the following services:

  • Current account (Girokonto)
  • Debit card (Bankomatkarte)
  • Overdraft facility (Dispokredit)
  • Standing orders (Dauerauftrge)
  • Savings account (Sparkonto)

You will not usually be able to obtain a credit card, have use of an overdraft facility or obtain an ATM card until you have been employed in Austria for more than three months. You will be issued with a debit card which will allow you to withdraw money from the ATM machines situated in your bank lobby.

Click here to Ask an Expert about Banking in Austria

Organisations that can assist with Banking

  • > ABA Invest in Austria

    ABA Invest in Austria, the national investment promotion agency, is the first contact point for foreign companies interested in establishing business operations in Austria

    More Details Visit Website
  • > Need to open a bank account in this country?

    Business Banking advice Advice on which type of bank account would best suit your business. Help making payments and getting paid.

    More Details Visit Website

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