France
Banking in France
France Business Experts
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Banking in France
For a list of banks please click on the 'Banking in France' tab located above.
To open a French bank account is not difficult to do but you will need the following documentation:
- Passports for the account holders
- Proof of French Address: one utility bill (telephone bills not accepted)
- Proof of earnings or status: Contract of Employment/pay slips/proof of status
- UK bank account statement
- In some banks: birth/marriage certificate
You will receive a cheque book and if you wish, a debit card (carte bancaire or carte bleue), which has a yearly charge. They will normally arrive in a week to ten days but you need to clarify whether they you will have to go to your local branch to collect them (for security reasons) or whether they will be sent to your home address. It is important to know that, in France, it is offence to write a cheque in payment without the funds being available in the account to cover the cheque amount.
It is possible to open accounts in joint names so both of the named account holders can sign the cheque.
Overdrafts and internet banking services are also available.
Can I use a UK Business Bank account for a French business?
This is a possibility but it is advisable to have bank accounts in both France and the UK.
Organisations that can assist with Banking
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> Coinhouse
Coinhouse was founded in 2015. It is now a digital platform for individuals and institutions wishing to acquire and secure their digital assets.
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> YouHodler
YouHodler's FinTech platform is focused on helping you earn money on your Digital Assets, by using your crypto savings account. Earn Bitcoin (BTC), Pax Gold (PAXG), USD Coin (USDC), Tether USD (USDT) and more.
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> Woolsocks
Saving money, as was done in the past in some cultures in wool socks, is still possible today, but with virtual socks! For this reason, we've created Woolsocks, a new app to manage own personal finances.
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> Carte ZERO
Carte ZERO offers its customers a free Gold MasterCard backed by reasonable revolving credit.
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> Freedom24
The Freedom24 online trading platform by Freedom Finance contains 1 000 000+ investment products including new stocks at their IPO (initial) price.
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> Need to open a bank account in this country?
Business Banking advice Advice on which type of bank account would best suit your business. Help making payments – and getting paid.